Cookie Policy
Effective Date: January 2025
At kelvironayti, we're upfront about how we use tracking technologies on our website. This policy walks you through what these technologies are, why we use them, and how you can control them.
We collect certain information when you visit kelvironayti.com to improve your experience and help us understand how people interact with our financial education resources. Some of this data collection happens through cookies and similar tracking tools.
What Are Cookies Anyway?
Cookies are small text files that websites place on your device when you visit them. They're basically little notes that help websites remember things about you between visits.
Think of them like a library card. When you return to the library, they can quickly pull up your borrowing history without you having to explain everything again. Cookies do something similar for websites.
These files contain bits of information like your preferences, login status, or items you've viewed. They sit in your browser and get sent back to the website each time you visit.
How We Use These Technologies
We use cookies and similar tracking methods to make kelvironayti.com work properly and to understand how visitors engage with our content about budget surplus management.
Here's what happens behind the scenes:
- We track which pages get the most attention so we know what financial topics matter most to Australians
- We remember your preferences if you've adjusted any settings on our site
- We analyse traffic patterns to see when people are most active and what content they're searching for
- We measure how effective our educational resources are at helping visitors understand surplus management
Types of Cookies We Deploy
Essential Cookies
These are the ones we absolutely need to keep the site running. Without them, basic functions just won't work.
- Session management and secure browsing
- Form submission and data processing
- Security features and fraud prevention
Functional Cookies
These remember your choices and personalize your experience. They make the site more convenient for repeat visitors.
- Language and region preferences
- Display settings you've customized
- Previously viewed content tracking
Analytics Cookies
We use these to understand how visitors interact with our financial education content. The data helps us improve what we offer.
- Page view statistics and bounce rates
- Time spent on different sections
- Navigation patterns and popular resources
- Device and browser information
Marketing Cookies
These track your activity to help us show you relevant information about our programs and services.
- Content recommendations based on browsing
- Program announcements tailored to interests
- Measuring effectiveness of outreach efforts
Third-Party Technologies
Sometimes we work with external services that place their own cookies on your device. These might include analytics providers or educational platform partners.
We carefully select these partners, but they operate under their own privacy policies. We recommend reviewing their policies if you're curious about how they handle data.
Third-party cookies aren't under our direct control, but we only work with reputable services that respect user privacy.
How Long Do Cookies Stick Around?
Not all cookies last the same amount of time. Some disappear the moment you close your browser, while others hang around for months or even years.
Session Cookies
These are temporary and vanish when you exit your browser. They're mainly used for navigation and form completion.
Persistent Cookies
These stay on your device for a set period or until you manually delete them. They remember your preferences and settings between visits. Most of ours expire within 12 months, though some may last up to two years.
Managing Your Cookie Preferences
You're in control. Most browsers let you refuse cookies or delete existing ones. Just remember that blocking certain cookies might affect how the site functions for you.
Google Chrome
Settings → Privacy and security → Cookies and other site data. You can block all cookies, block third-party only, or clear existing ones.
Mozilla Firefox
Options → Privacy & Security → Cookies and Site Data. Firefox offers standard, strict, or custom tracking protection.
Safari
Preferences → Privacy → Manage Website Data. Safari blocks most third-party cookies by default on newer versions.
Microsoft Edge
Settings → Privacy, search, and services → Cookies and site permissions. Choose between basic, balanced, or strict prevention.
Keep in mind that if you use multiple devices or browsers, you'll need to adjust settings on each one separately.
Other Tracking Methods
Beyond cookies, we occasionally use other technologies to gather information about site usage.
Web Beacons
These are tiny invisible images embedded in pages or emails. They help us track whether content has been viewed and measure engagement.
Local Storage
Modern browsers offer storage capabilities that work differently from cookies but serve similar purposes. We might use local storage to save preferences or cache data for faster loading.
Device Fingerprinting
We collect basic technical information about your device and browser configuration. This helps us optimize the site experience and identify potential security issues.
Why This Matters for Your Privacy
We take data privacy seriously. The information we collect through cookies is used primarily to improve our educational offerings and understand what resonates with visitors interested in financial management.
We don't sell cookie data to third parties. We don't use it to make decisions about your eligibility for financial services. And we don't combine it with personally identifiable information unless you've voluntarily provided that information through other means.
Your browsing patterns on kelvironayti.com stay with us and our trusted service providers. We believe financial education should be accessible without compromising your privacy.
Updates to This Policy
Technology changes. Privacy expectations evolve. We update this policy occasionally to reflect new practices or legal requirements.
When we make significant changes, we'll update the effective date at the top of this page. If you're a regular visitor, it's worth checking back now and then to see what's changed.
Major revisions might prompt us to notify visitors through a banner on the site or through other communication channels if appropriate.
Questions About Our Cookie Use?
If something here isn't clear or you'd like more details about how we use tracking technologies, we're happy to explain.